Contacts
The Omni Group
www.omni403b.com
1-877-544-6664
403(b) Omni Group
Download the 403(b) Retirement Plan (PDF)
WCASD uses a Third Party Administrator, The Omni Group, to handle all 403b requests via their website or call 1 877.544.6664. All information is received in the payroll department electronically from the Omni Group.
The Opportunity
You have the opportunity to save for retirement by participating in your Employer’s 403(b) retirement plan. A 403(b) plan is a retirement plan for certain employees of public schools, tax-exempt organizations and ministries.
We recommend that all employees visit our education page.
Why Save With 403(b)?
- You do not pay income tax on allowable contributions until you begin making withdrawals from the plan, usually after your retirement.
- Investment gains in the plan are not taxed until distribution.
- Generally, retirement assets can be carried from one employer to another.
Future Retirement Savings Value Assuming 6% Growth
| Monthly Contributions | 5 Year | 15 Years | 20 Years |
|---|---|---|---|
| $50 | $3,489 | $14,541 | $23,102 |
| $200 | $13,954 | $58,164 | $92,408 |
| $500 | $34,885 | $145,409 | $231,020 |
How Can I Participate?
Prior to contributing you must open an account with an investment provider authorized in the Plan, a list of which is available on the right. You may then complete a Salary Reduction Agreement (SRA) online.
If you are already contributing to your Employer’s Plan and you want to change your contribution amount or investment provider, simply complete and submit a new SRA. You can begin or change your contributions as soon as your next payment cycle following our receipt of a completed SRA.
How Much Can I Contribute Annually?
In 2026, you may contribute up to $24,500 if you are 49 years of age or below and up to $32,500 if you are 50 years of age and over. You may also be entitled to additional catch-up provisions like the 15 Year Service Catch-up. Please contact OMNI’s Customer Care Center at 877-544-6664 for further details.
| 2026 Maximum Allowable Contribution Limits | |||||
|---|---|---|---|---|---|
| Elective Contribution Limits | |||||
| Age 49 and under on 12/31/2026 | Age 50 to 59 or 64 or older by 12/31/2026 | Age 60 to 63 as of 12/31/2026 | |||
| $24,500 | $32,500 | $35,750 | |||
| 15 Year Service Catch-Up amount, if eligible, is $3,000 Maximum Employer Contribution is: $72,000 |
|||||
| Combines Limits for Elective and Non-elective Contributions | |||||
| Age 49 and under on 12/31/2026 | Age 50 to 59 or 64 or older by 12/31/2026 | Age 60 to 63 as of 12/31/2026 | |||
| $72,000 | $80,000 | $83,250 | |||